Calculate self-employment tax, income tax, and net earnings — multi-country support & instant results
The Freelance Tax Estimator helps self-employed professionals, creators, and gig workers estimate their annual tax liability. By entering gross income and business expenses, you'll instantly see self-employment tax, income tax, and net take-home pay — based on real 2026 progressive brackets for US, UK, Germany, France, Canada, Australia, India, or fully custom rates.
Zero server lag. All calculations run locally in your browser for maximum speed & privacy.
Your financial data never leaves your device. No uploads, no tracking, fully anonymous.
Self-employed individuals pay both the employee and employer portion of Social Security and Medicare (or country-specific social contributions). In the US, that's 15.3% on net earnings. In the UK, Class 4 NICs apply. Germany and France integrate health and pension contributions. This tool provides accurate approximations so you can set aside the right amount for quarterly estimated payments.
Self-employment tax covers social security and medicare contributions. In the US it's 15.3%, while other countries have similar mandatory contributions for freelancers. This estimator applies country-specific rates.
Our tool uses simplified 2026 tax brackets and self-employment contribution rates, accurate within ~10% for typical freelancers. Actual taxes may vary due to deductions, credits, or local taxes.
Yes. Select "Custom Tax Rates" and input your own self-employment tax rate and flat income tax rate (progressive not applied). Perfect for other countries or specific scenarios.
Yes. For progressive income tax systems (US, UK, Canada, etc.), married filing jointly doubles income bracket thresholds, potentially reducing your total income tax.